As homes across the United States suffer flood, wind, hail and earthquake damage on a widening scale, homeowners may be comforted by the fact that they have homeowners insurance. If so, the question then becomes: “Do I have Enough?” The fact is that nearly two-thirds of U.S. homes are underinsured, which means that there is not enough coverage to completely reconstruct a totally damaged home. One possible reason for this shortfall may be that homeowners may mistakenly reason that, if their homes are worth less than they were a while back, there is no reason to insure them for any more. However, homeowners insurance coverage must be based on replacement cost, not market value. Make certain you have enough, don’t just HOPE you have enough.
In the 1974 and 1990 Tornadoes in Ankeny, our agency did not have one home underinsured! This is because we do replacement cost estimates every time we insure a home. Sometimes this means we can’t save you money in 15 minutes or less because we want to be sure you have the proper coverage at claim time. Sometimes it may just take longer!!
Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people. Does your current policy cover you adequately? We would be happy if you placed your trust and business with us. We’ve been here in Ankeny over 50 years now. We have the experience to do it right!
Call us at 515-964-0637 or 1-888-464-0637 out in the State and beyond and we will be happy to review your current policy and make the proper suggestions for your particular situation. For example, did you know that it only costs $3 a YEAR with most companies to increase your personal liability from $300,000 to $500,000? If you only have $300,000, or less, call me now!
We are located at 110 SE Grant St., Ste. 203, Ankeny, IA 50021. Look us over at www.doubledayinsurance.com first if you like!
We are family owned and would like to add you to our growing “family” too.