Successful retirement requires something more than just raw financial numbers.  Smart people take a thoughtful, long-term approach to their lives.

Smart Step 1.  Smart people make plans for their retirement, financial and otherwise, and they put those plans in writing.

Smart Step 2.  Smart people, before and during retirement, don't spend much of their time on the proverbial porch rocking in the proverbial chair.  Instead, they keep themselves active and challenged, both mentally and physically.

Smart Step 3.  Smart people cultivate new relationships and nurture their established ones with friends, family and colleagues.

Smart Step 4.  Smart people have lots to live for.  They wouldn't have any trouble making a list of two dozen things they would like to do if they had time.

Smart Step 5.  Smart investors and retirees pay attention to their money and treat it as if it were precious.

Smart Step 6.  Smart people don't wait for luck to make them wealthy.  Instead, they cultivate habits and attitudes that improve the odds of their success.

Smart Step 7.  Smart people who are planning retirement don't short-change themselves and their futures.

Smart Step 8.  Smart people don't burden themselves with a heap of consumer debt.

Smart Step 9.  Smart people know the value of time, and they don't wait until the last minute to start planning for retirement.

Smart Step 10. Smart people who have waited too long don't try to play catch-up by investing in high-risk ventures that rely on luck to make up for lost time, instead, they find ways to save more and scale back their retirement needs.

OK.  JUST HOW SMART DO YOU THINK YOU ARE NOW???

Please give us a call to help you with retirement planning.  We use only safe money products because most of us can't afford to lose any money at this stage.

CALL US AT 515-964-0637 or 888-464-0637.

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