Nearly half the respon­dents to a recent nation­wide telephone survey said independent agents offer major advantages over captive agents. The study found that consum­ers believe independent agents are considered to be better than captive agents at offering good value for the money, be­ing dedicated to providing superior products and services, responding to changes in their needs, charging reasonable pre­miums and having their best interest in mind when making recommen­dations.

Some people think it doesn't really matter where they buy their in­surance. But this miscon­ception could be costing them money, service and protection. Buying insur­ance isn't like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business. Don't treat the purchase lightly!

There IS a difference in where you buy your protection.  Many people don't realize there are three sources for insur­ance:

   1. Captive Agents, who can sell you the insur­ance of only one com­pany.


2. Telephone Representa­tives, who can offer you the insurance of one company, and only on the tele­phone.

3. Independent Insurance Agents, who represent an average of 8 insurance companies, and research with those firms to find you the best combination of price, coverage and service.

Unlike the other agents, your Independent Insur­ance Agent is not be­holden to any one com­pany, thus, you don't need to change agencies as your insurance and service needs change.

He can work with you to determine your needs and he can assist you when you have a claim.

He offers you a choice of insurance plans and pro­grams and he is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and serv­ice.

He offers one-stop shop­ping for a full range of products - home, renters, auto, business, life, health and disability.

He treats you like a real person, not just another number.

Customer satisfaction is the key to an independent agent's livelihood so serv­ing you is your independ­ent agent's most-important concern.

So, whether you need Auto Insurance or Home Insurance or Life Insurance or any other insurance product, give us a call.  We ARE Independent.  Some of our insurance companies would say VERY independent!!  We agree.  Call 515-964-0637 or 888-464-0637 now for a quote on any insurance you need.