Ankeny Auto Body & Auto Repair Shop Insurance
Operating an Auto Body and Repair Shop puts you at a greater risk for liability than many other types of business. In fact, damaging a customer’s care while it is in the shop is something that takes place quite often. In addition to damaging the vehicles in your care, employees of these shops are frequently injured while on the job.
With that being said, one of the most important things that you can do when you make the decision to open and auto body or auto repair shop is obtain proper insurance coverage. The amount of money that you will pay for your premium is a drop in the bucket by comparison to the hundreds or thousands of dollars that you could end up paying on medical bills, liability claims and property damages without sufficient coverage.
Doubleday Insurance Agency, Inc. offers the most comprehensive coverage available for auto body and auto repair shops. You can rest assured that your policy will meet all of your coverage needs without draining your company budget. You have the benefit of a dedicated professional that is willing to work with you in the best ways possible to protect your financial stability. Not only will you have access to the best coverage to meet the unique needs of your business, but when the day comes that you have to file a claim, you will greatly appreciate the ease of the process.
The More Popular Your Shop Becomes, The Higher Your Risk Will Be
While many other businesses are feeling the pain of a downed economy these days, those in the auto body and auto repair industry are thriving. The reason for this is that more and more people are holding on to their current vehicles as long as possible.
With older vehicles comes the need of more repairs, bringing a steady flow of business to the auto shops. While such an increase in customers and projects will have a positive effect on your bottom line, the results of increased popularity are not necessarily all positive.
The increase in activity around your place of business and employees working quickly to move from one project to the next opens the door for more mistakes. Some of these mistakes could lead to a considerable loss of revenue. However, with a quality Ankeny Auto Repair Shop Insurance policy from Doubleday Insurance Agency, Inc. efficiently in place, your finances are sufficiently protected.
Learning About Your Business
Investing in the best Auto Body Shop Insurance policy does not mean that you have to take a significant loss in profits. Doubleday Insurance Agency, Inc. will offer you protection without intimidation.
You get an agent that is willing to take an objective look at your auto shop in order to analyze the work that you do and the way that it gets done. Then, all of that knowledge is utilized in the best possible manner in order to fit you with the exact policy that is appropriate for your business.
Understanding Your Coverage Options
The insurance protection package that you receive through Doubleday Insurance Agency, Inc. for your Auto Body Shop Insurance policy will be tailored to meet the needs of your main goal, which is getting your customer safely back on the road as soon as soon as possible. Some of the coverage option available to meet the needs of an auto shop include:
- Coverage for your building and personal property – When you include this type of coverage in your insurance policy, you’re the building in which you do your business and the personal property it contains like your tools and computers will be protected against damage or loss.
- Coverage for business income and extra costs – This coverage option will protect the actual income flow of your business that is lost because a covered event has brought your operations to a standstill. In addition, any extra costs that arise due to this type of loss will also be covered for you.
- Protection against crime and fidelity – The malicious acts of a disloyal employees or other criminals will not lead to the loss of your securities, inventory or money with this type of coverage in place. Such covered activities include burglary, robbery, forgery, employee dishonesty and embezzlement.
- Garage liability and garage keeper coverage – Your run a body and repair shop, which means you have a garage. With this coverage, you will be protected against claims of advertising injury, bodily injury, personal injury and property damage.
Doubleday Insurance Agency, Inc. understands the specific needs of someone working in your field as well as the best ways to protect such a business in the wake of disaster. With exceptional knowledge and experience on your side, you can rest easy knowing that everything is in place if you ever need to file a claim. There is no need to wait another day to get the protection that you deserve. All you have to do is click on the quote request button now to get started right away.