It sure would be convenient to be able to have access to a qualified legal professional anytime you find yourself dealing with any type of litigation, whether it is an insignificant or major case. With Legal Shield, not only do you have such benefits, but this access is both convenient and affordable. You will be able to obtain services from a national network of lawyers. When a legal emergency arises, you will be able to get the valuable legal advice that you need, any time day or night and even on the weekends.
Valuable Legal Shield plans are also available for business owners. Every business, even small startups, need access to legal professionals from time to time for help with questions related to their business. You can have immediate access to a lawyer when you need someone to look over your important documents or business contracts before you put your signature one them. You can also get help with collections and much, much more when you enroll in Legal Shield through Doubleday Insurance.
Understanding the Importance of Prepaid Legal Services
Legal services are valuable in practically every aspect of life. The need for these services can arise quite often for both individuals as well as businesses for a number of needs, such as:
- The drafting of purchase contracts
- Representation in traffic court
- Providing tax advice
- Creating a living will
- Assigning power of attorney
- Assistance with the death of a relative
However, the cost of legal fees just like medical expenses can add up quickly. Before you know it, you will be staring at a stack of bills that you have no way of paying. Even worse, if you are unable to pay the fees, you will not have access to the important legal consultation and services that you so desperately need.
Unfortunately, there are a lot of people out there who simply cannot afford to hire legal representation every time it is needed for a specific task. This is where it is possible to really reap the benefits of prepaid legal service such as those offered through Doubleday Insurance via Legal Shield.
The prepaid services act in sort of the same way as your medical insurance does. As a member, you are responsible for paying a monthly fee. The greatest benefit of being a member is that you are granted access to on-call legal services. If you are a small business owner, you can even include your Legal Shield plan as part of your employee benefits package.
Prepaid legal services such as Legal Shield are so incredibly affordable because the risk is pooled and spread over the wide group of clients. Members pay fees in order to gain access to an established network of legal professionals. If you so choose, you have the option to see counsel from outside the network; however, the services that you receive will not be covered by your prepaid legal services plan.
Types of Plans That Are Available
With almost any prepaid legal services plan that you choose, you will be able to seek legal consultation and advice over the phone when you need it. This is offered as a basic service and can take care of a number of basic legal needs, such as:
- Brief office consultations
- Simple legal document review
- Simple will preparation
- Composition of brief letters
- Lawyer-made phone calls
With some of the other types of prepaid legal service plans provided by Legal Shield, you will have access to more comprehensive coverage to take care of a variety of more intricate needs, such as:
- Marital issues
- Real estate issue
Prepaid Legal Shield plans differ in the specifics of coverage. For example, the plans that offer quick access to legal advice and other simple services are generally lower in price.
When you consider what you would have to pay to seek the help of an attorney if you had to pay out of pocket for their average hourly fees, you could pay hundreds of dollars. If you only use the services of a lawyer once a year, you will still be saving quite a bit of money.
Some prepaid legal service plans offer a wide range of services that involve more time and effort from the attorneys that are providing the services. This includes deeds, contracts, trusts and wills.
Plans that provide you with legal representation for negotiations related to court proceedings, such as custody battles involving children and divorce procedures. In some cases, the cost for all of the related litigation will be covered.
The more comprehensive plans are of a greater benefit to those who own several pieces of real estate, have a number of complicated family issues with trusts and wills or those who operate their own business with the need of ongoing legal advice and support.
Do not wait until you need a lawyer to start the hunt for legal representation. Click on the quote request button right now and let Doubleday Insurance provide you with the peace of mind that only comes with prepaid legal services.