Iowa Flood Insurance
Do Not Add To Your Anguish
Let's say the river near your home overflows its banks after an excessive rainfall, causing severe damage to your home and its contents. Iowa flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs. In fact, a rule of thumb is that each inch of flooding will cost the unprotected over $7,000. Homeowners insurance does not cover floods. Purchasing a flood insurance policy through Doubleday Insurance Agency, Inc. can protect you.
Although it may not seem as necessary as homeowners insurance, flood insurance is important if you want to keep your home safe and your possessions secure. Flood coverage offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc.
Flood Insurance Policies Can Provide Coverage For:
- Flood damage to your home's structure as well as items like your furnace and water heater
- Flood damage to your furniture, rugs, appliances, and clothing (with limitations for basement areas)
- Expenses you incur to protect your home against imminent flood damage by sandbagging or other measures
- Clean-up costs for covered items after a flood, including debris removal
Flood insurance may not be as expensive as you might think, and the benefits of coverage can vastly outweigh the costs of repairs and replacements. Properties located in low to moderate risk zones, may be eligible for a Preferred Risk Policy (PRP), a low cost option that will allow property owners and businesses to protect themselves against the devastating effects of flooding.
Doubleday Insurance Agency, Inc.
Every flood insurance policy carries a 30 day waiting period before it can take effect. So act now! Don’t wait until it is too late!
Doubleday Insurance Agency is dedicated to matching your needs to the most comprehensive and affordable coverages available on the market today.
We can help you find viable policies for:
To further discuss your insurance solutions – your needs, your concerns, or your goals – please feel free to call and speak to one of our knowledgeable agents at your earliest convenience.
Whatever your insurance needs may be, we can help meet them. We want you protected.
Call Doubleday Insurance Agency, Inc. today.