Ankeny Homeowners Insurance
Protecting Your Family And Your Valuables
Most people know how important it is to have insurance in place to protect their home. Iowa Homeowners Insurance exists to provide financial support in the event your house is damaged or destroyed, and it can also cover your home contents and personal possessions. It's important to be clear on exactly what is and isn't covered in a specific policy, and how much you could receive in the event an item was damaged or stolen. This is particularly important when it comes to your jewelry and valuable items.
Many people don't realize that standard home owners policies have a relatively low limit on what can be claimed for jewelry. Limits can vary among insurers, but often, the limit is around $2,000. Would that be enough to replace your jewelry if it was stolen during a burglary?
You may also have paintings or other artwork, electronic equipment, musical instruments, silverware or even something like a stamp collection. If any of these are worth a substantial sum, then you should you speak to your insurer or agent about your options. In many cases, it's possible to purchase extra coverage specifically for items like these. This is called a floater or an option, and the price will be determined by the value of your items.
Whether you already have Home Insurance in place or are in the process of purchasing insurance, it's important to read any policy thoroughly, work out what you are covered for, and speak to your insurance agent about any shortcomings. Some planning now may save you valuable dollars in the future.
Doubleday Insurance Agency, Inc: Your Ankeny Homeowners Insurance Experts
Home Insurance coverage doesn't have to be difficult to understand. Typically, a basic homeowners policy will cover the following:
- The structure of your home
- Replacement cost (This should be the limit to which you insure your home, what it would cost to rebuild your home, today, in the event of a total loss, from foundation to light switch plates.)
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
You can also add supplemental policies such as:
Doubleday Insurance Agency, Inc is dedicated to matching your needs to the most comprehensive and affordable Home Insurance coverages for Ankeny available on the market today.
We can help you find viable policies for:
To further discuss your insurance solutions - your needs, your concerns, or your goals - please feel free to call and speak to one of our knowledgeable agents at your earliest convenience.
Whatever your insurance needs may be, we can help meet them. We want you protected. Call Doubleday Insurance Agency, Inc today!