Iowa Home Insurance
Purchasing Iowa home insurance can get confusing, and at Doubleday Insurance Agency we understand this. Although you are not legally required to purchase home insurance as you are with car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for Iowa homeowners insurance, don’t fret! Doubleday Insurance Agency is an independent insurance agency that can shop multiple carriers to get you the best Iowa home insurance policy available to you!
Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic Iowa homeowners insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your Iowa home insurance policy should reflect that. Whether you need home insurance in Cedar Rapids, Des Moines or anywhere in IA the agents at Doubleday Insurance Agency will create a homeowners insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive Iowa homeowners insurance policy options. Fill out our quick and simple form for a free Iowa home insurance quote today!
